What are YMYL Websites? YMYL Content, Pages, and E-E-A-T

In case you don’t have enough SEO-related acronyms to keep track of, here’s one more: YMYL.

That stands for “Your Money or Your Life.”

In this article, I’ll go over what you need to know about YMY Lpages and how to rank for them.

What We’ll Cover:

• What’s Considered YMYL?
• How the Google Medic update affected sites labeled YMYL
• How Google’s Quality Rater Guidelines come into play
• YMYL and E-A-T:
  • Expertise
  • Authority
  • Trustworthiness
• Other considerations
• A YMYL website checklist

What Are YMYL Pages?

In spite of the “M” in the acronym, YMYL sites are about more than just money.

According to Google, any page including content that can affect someone’s health, happiness, safety, or financial stability is a YMYL page.

If you’ve got a website that offers stock tips, the pages that include those tips are YMYL pages.

If you run a mommy blog that dispenses parenting advice, it’s filled with YMYL pages.

If you’ve got a website that diagnoses ailments based on symptoms, that’s a YMYL page.

Here’s information pulled directly from Google:

•  Shopping or Financial Transaction Pages: webpages that allow users to make purchases, transfer money, pay bills, etc. online (such as online stores and online banking pages).
• Financial Information Pages: webpages that provide advice or information about investments, taxes, retirement planning, home purchase, paying for college, buying insurance, etc.
• Medical Information Pages: webpages that provide advice or information about health, drugs, specific diseases or conditions, mental health, nutrition, etc.
• Legal Information Pages: webpages that provide legal advice or information on topics such as divorce, child custody, creating a will, becoming a citizen, etc.
• News Articles or Public/Official Information Pages Important for Having an Informed Citizenry: webpages that include information about local/state/national government processes, policies, people, and laws; disaster response services; government programs and social services; news about important topics such as international events, business, politics, science, and technology; etc. Please use your judgment and knowledge of your locale. Keep in mind that not all news articles are necessarily considered YMYL.
• Other: there are many other topics that you may consider YMYL, such as child adoption, car safety information, etc. Please use your judgment.

The Google Medic Update and Beyond

Due to one of Google’s 2018 updates – dubbed the “medic” update – YMYL pages have found themselves in the spotlight.

Though Google claims the update was “broad core,” a few industries took the brunt of the rankings fallout.

Health and wellness industries seemed to suffer the most, followed by – you guessed it – YMYL sites.

To be clear, there’s no confirmation from Google.

But when you break it down, it appears that most industries hit the hardest can be considered YMYL: health, e-commerce, finance, and business.

It’s left many marketers speculating that Google’s cracking down on site’s overall trustworthiness and authority.

To further its initiative, Google’s June 30 Broad Core update also seemed to heavily affect those sites considered YMYL.

So, how do you get a YMYL site up to speed?

Let’s take a look.

Pay Attention to Google’s Quality Rater Guidelines

In late 2022, Google made substantial changes to its Quality Rater Guidelines (QRG).

If you don’t know, Google’s Quality Raters are real people who rate the quality of Google’s search results. The Quality Rater Guidelines are the instructions given to those raters.

These changes reflect Google’s effort to identify the expertise of a web page’s author. By following the guidelines, Quality Raters will be better able to evaluate the expertise of the web page’s author and ensure the accuracy of Google’s search results.

For example, Google wants Quality Raters to identify exactly who operates a website, instructing, “Start by finding out who is responsible for the website and who created the content on the page… Then, look for information about the website and/or content creators on the website itself.”

Google wants to make sure that content is being created by legitimate sources and not by someone who is trying to manipulate search results. Knowing who is responsible for the website allows them to better evaluate the content and ensure its quality.

YMYL and E-E-A-T

As I stated above, quality raters apply harsher rules for YMYL pages than other pages. One of those rules is E-E-A-T. Previously referred to as E-A-T, this concept is used in how Quality Creators evaluate the search ranking system.

Actually, E-A-T has four rules. Here they are:

• Experience – does the author’s experience qualify them to write on the subject?
• Expertise – is the author of the piece an expert on the subject?
• Authority – is the author a well-recognized authority on the subject?
• Trustworthiness – is the content accurate?

If you’re trying to optimize an authority site and you don’t pay attention to all three of those rules, Google quality raters might give your page a “low quality” rating.

In fact, the EEAT acronym appears 186 times in the Quality Rater Guidelines. So you know that Google takes it seriously when evaluating content on YMYL sites.

If your site does receive a low rating, it will likely disappear from the top of the search engine results pages (SERPs).

You won’t lose rank overnight, though. Google uses feedback from quality raters to adjust its search algorithm. They don’t immediately influence the results.

Next, let’s look at some ways to make sure your site follows the E-E-A-T rules.

Experience

Google added a new letter to the EAT (now EEAT) acronym: experience. Experience refers to the content creator’s first-hand experience of the topic.

The idea is that first-hand experience is a critical part of creating quality content. Content creators should be familiar with the topic they’re writing about and draw upon their own experiences to create content that is truly meaningful and engaging.

It’s like the old adage: “you can’t cook a meal without tasting the ingredients.” You need to have a personal connection to the material in order to craft something unique and meaningful.

Expertise

The first thing you need to do is establish yourself as an expert in your field.

Fortunately, one of the best ways to do that is by doing what you’re already doing: publishing content.

Position yourself as a subject matter expert (SME) by cranking out content that, in and of itself, shows that you’re knowledgeable in your space.

People who browse through your blog should say, “Wow! This author is an expert!” as they read your titles and scan your posts. Some of those people will be Google quality rater guidelines.

Also, brag about yourself on your home page.

Do that by following these three steps:

• Be clear about who you are
• Be clear about your experience
• Be clear about what you do

Feel free to embellish on any of those points as much as you like. This is where you should toot your own horn.

Do you have certifications? Share them with everybody. Use logos of standards organizations if possible.

Do you have an advanced degree? Be sure to mention that as well.

In fact, if you’ve got a Ph.D. next to your name, use it. In that case, you’re not just “Joe Smith,” you’re “Joe Smith, Ph.D.”

That will position you as an expert in your field.

Also, add a photo and biography. You’ll come across as genuine (and trustworthy) when you put a picture of yourself next to all your content.

Finally, keep in mind that there’s a difference between a formal expert and an everyday expert.

A formal expert is someone with extensive education and experience in a specific field. Examples include physicians, accountants, and attorneys.

An everyday expert, on the other hand, is someone who may be self-taught. Examples include chefs, interior decorators, and photographers.

Of course, people who share tips about interior decorating aren’t likely to affect your health or finances (unless they have very expensive taste in design). So people in the everyday expert category don’t necessarily publish content on YMYL websites.

Authority

Believe it or not, you can be an expert and not an authority.

Someone might know everything there is to know about SEO, for example. But maybe that person has no blog, has never spoken at a conference, and is never hired for his or her expertise.

That’s somebody who’s an expert but not an authority.

Experts have the brains. Authorities have the influence.

So once you’ve established yourself as an expert (see above), you need to establish yourself as an authority. That might take a little extra work.

For starters, put social proof on your homepage. Include quotations (preferably with photos) of people who praise the work you’ve done for them.

Next, mention some speaking gigs you’ve done at industry-relevant conferences.

If you don’t have any speaking gigs in your background, then it’s time to line up a few. Start by browsing around for upcoming conferences. Find relevant sites and look for an “Interested in Speaking?” link. Follow that link to learn about the opportunity to land a speaking engagement.

Remember: you shouldn’t expect to get paid for your initial speaking gigs. That (hopefully) will happen later.

If you ever advance in your speaking career to the point where you’re a keynote speaker, then you’ve basically won the lottery. Make sure you identify yourself as a “keynote speaker” on your blog.

Finally, gain the endorsement of key influencers. When other popular people recommend your work, then people will perceive that you’re an authority figure.

Trustworthiness

You also need to establish yourself and your website as a trustworthy source of information.

You’ll generate trust by paying attention to three key areas as you produce content:

• Accuracy
• Accessibility
• Sources

Start with the obvious: don’t put factual errors in your content!

When you put incorrect info in your articles, people will get turned off by your work immediately. Some of those people could be Google quality raters.

Next, allow people to review your work and your content. There’s nothing that says, “I know I’m right” more than someone who’s willing to allow others to judge the accuracy of his or her statements.

Also, source your info. Yes, even if you’re an expert it’s a great idea to let people validate the claims you’re making by checking your sources.

Don’t forget to include case studies if they’re relevant. In those case studies, explain how the advice you gave to other people made their lives better.

Remember, though: you can’t use fake names in case studies. Use the real names of persons or businesses you’ve helped so people can check for themselves.

Here’s another important piece of advice: make sure that your website is secure. If you’re not already using the HTTPS (instead of the HTTP) protocol, reach out to your development team to get that ball rolling today.

While you’re talking to your development team, tell them to review security protocols around your web server. You can be certain that you’ll lose quite a bit of trust if there’s a data breach on your site that gets reported on the evening news.

Also, make sure that your website has a Privacy Policy in place. It should be easy to locate from the home page.

As a rule of thumb, it’s a great idea to link to the Privacy Policy in the footer.

Other Points to Keep in Mind

Next, let’s go over some miscellaneous rules that will help your website establish authority.

• Keep the Information Updated: If you’ve got a blog post about top keyword research tools from four years ago, you’ll want to update it. That’s because the best research tools have evolved quite a bit over the past four years. You’ll more likely maintain a good rank for that page if you refresh it every six months or so.
• Build a Quality Site: Nothing says “I’m really someone you shouldn’t take seriously” more than a poorly designed website or one that’s riddled with bugs and 404 errors. Also, make sure that your site looks great on a mobile platform.
• Produce Quality Content: If you’re cranking out 300- or 400-word articles that just provide a cursory explanation of the subject, you shouldn’t expect Quality Raters to view you as an expert in your domain. Google is looking for in-depth content that highlights your experience.
• Establish the Purpose of the Page: It’s usually best to cover a single, overarching theme per article. There are exceptions to that rule, of course (for example, listicles). As a rule of thumb, though, you’ll confuse people if you try to hit them with too many subjects at once. Demonstrate your expertise with single-subject articles.
• Provide Detailed, Thorough Content: Here’s another rule of thumb: long-form content will more likely establish you as an expert in your field than a brief, 500-word piece. Research your subject thoroughly and share what you’ve learned from your studies. That’s how you’ll convince readers that you know your stuff, and will improve your SEO.
• Link to Other Expert Pages: When you link to peer-reviewed articles or news articles written by other experts, you’re making it clear that you’ve done your homework. Google quality raters will take note.
• Provide Actionable Advice: Don’t just show off your knowledge, use your knowledge. Specifically, tell people how to apply the information you’re sharing to make their lives better.
• Include Author Bios and Info: At the end of your content, add a biography with proof of your expertise in the subject. Be sure to include a professional portrait as well. It’s now more important than ever for readers (and Google Quality Raters) to know exactly who wrote an article. Websites still publishing under their company names should expect a drop in rankings if they don’t change.

• 

  Include an author bio to increase your E-A-T

• Make your Address and Phone Number Visible at All Times: Don’t make readers hunt for your contact info; keep it up front and easy to find on your website.
• Address Negative Reviews: If you’re getting bad press online, reach out to the people who left the bad reviews and make things right. Good reviews will help with SEO.
• Get Some Social Proof: Make sure you put endorsements from satisfied customers and fellow experts on your website. That’s going to make it clear to your readers (and the Quality Raters) that you’re someone people can trust.
• Source Your Info: Even if you’re an expert, it’s a great idea to source your content so that people can see that it’s in line with what other experts are saying about the same subject.
• Avoid Clickbait Headlines: Make sure that your article content delivers on the promise in the headline. Otherwise, Quality Raters will give you a bad review.
• Avoid Distracting Ads: A site doesn’t come across as very trustworthy when it’s got pop-up ads all over the place. Limit visitor interruptions and annoying advertisements as much as possible.
• Cite Reputable Sources: Whenever citing a statistic, ensure the sources is credible. Google will consider it a mark against you if you’re citing sources with no credibility.
• Maintain a positive brand image: Google will notice if your brand receives lots of negative reviews and comments and rank your site accordingly. Ensure you maintain a positive image of your brand across the web to stay in their good graces.
• Incentivize UGC: User-generated content (UGC) is a type of content that is created by users of a product or service, rather than by the company itself. It can take many forms, such as reviews, testimonials, blog posts, photos, videos, etc. Google notices UGC across the web and uses it as a signal that your brand is authoritative. With that in mind, you should encourage UGC with discounts, referral programs, and other incentives.

YMYL Website Checklist

Let’s wind this one down with a website checklist that you can use right now:

• How often is the site maintained/updated? Do you have out-of-date articles that likely won’t rank anymore? If so, go back and update them. Also, regularly browse your site on different platforms (desktops, laptops, tablets, phablets, and smartphones) just to make sure it always looks great.
• Is there accurate, easy-to-find contact information? If somebody who has questions wants to get in touch with you, is it easy for that person to find your contact info? If not, build a “Contact” page and include a link to it in your header and footer.
• Can anything be perceived as deceptive? Do you have anything on your site that tries to pull the wool over someone’s eyes? Have you optimized a page for a keyword that really isn’t relevant? Are you stuffing keywords? Make sure you keep it honest with your visitors. They’ll thank you by coming back to your site again and again.
• Who is responsible for the content and structure of the site? Have you established points of contact for your website from a technical and content marketing perspective?
• Is the content reputable and authoritative? Put yourself in the shoes of a typical visitor to your website and read your articles. Do they come across as well-written? Will people think that you’re knowledgeable? Why should readers trust you?

FAQs

1. What does YMYL mean?

YMYL is an acronym that stands for “Your Money or Your Life”. YMYL is content that can have a direct impact on a reader’s health, finances, safety, and, ultimately, happiness.

2. What is YMYL content?

Good YMYL content will be beneficial to a reader’s life but bad content will have a resoundingly negative impact on their lives.

This means that the information needs to be deemed as correct by Google.

For digital marketers, this is vital because Google takes the above responsibility quite seriously and presumes that only experts with experience will be authoring YMYL content.

Topics that fall into the YMYL category, according to Google, include:

• Shopping information
• Government, legal issues, social services, and other such topics
• Medical advice
• News and current events
• Information on people

3. What are YMYL pages?

YMYL pages are websites that provide content that relates to people’s health, happiness, and overall lifestyle.

4. What is a YMYL site?

A YMYL site is one that deals with any of the following topics:

• Groups of people
• Heath and safety
• Shopping
• Finance
• Civics, law, and government
• News and current events

5. How are YMYL pages treated by search engine crawlers?

Since YMYL pages tackle topics that are important for users, search engines like Google evaluate the value of the content with more scrutiny. One of the best-known rules that are applied to YMYL pages is E-A-T, which stands for expertise, authority, and trustworthiness. These rules are meant to provide users with only the highest quality and relevant content.

6. How do you optimize for Google’s YMYL and E-A-T criteria?

YMYL and E-A-T are often grouped together and go hand in hand, for good reason.

Remember, YMYL refers to Your Money or Your Life and refers to pages discussing topics of import and impact on people’s lives.

E-A-T refers to Expertise, Authoritativeness, and Trustworthiness. The higher quality E-A-T is for YMYL the better they will rank for Google.

Since Google is so cautious regarding YMYL pages one of the first things they check to make sure the content is not harmful is how optimized the page is for E-A-T criteria.

To make sure there is expertise ask yourself if the author of the piece is an expert on the subject. To determine Authority make sure the author has a well-recognized authority on the subject. Finally,

to assess trustworthiness make sure the content is accurate.

For YMYL use the following guidelines:

• How often is the site maintained/updated?
• Is there accurate, easy-to-find contact information?
• Can anything be perceived as deceptive?
• Who is responsible for the content and structure of the site?
• Is the content reputable and authoritative?

7. How do you create YMYL content for SEO?

Although YMYL may not be an explicit Google ranking factor, it does provide a framework for understanding how to create content for organic search when dealing with YMYL topics. Here are a few more tips that will help when writing YMYL content for SEO:

• In addition to following Google’s recommendations in the SQEG, make sure your content is relevant to your brand and services.
• Secure links to your own content and include external links to other authoritative sites to boost the credibility of your own site.
• Encourage your authors to include links to their social media profiles and guest post on other sites in your niche in order to position them as industry experts.

8. What are examples of YMYL-friendly websites?

Experts and organizations with an understanding of YMYL criteria run the best YMYL websites.

Organizations like the Centers for Disease Control and Prevention, Mayo Clinic, and the National Institute of Health are all high-quality YMYL websites. Other examples of good YMYL websites include Well, WebMD, and Greatist.

9. Why is YMYL Content Important?

YMYL content is important because it can have a direct and lasting impact on people’s lives. Google takes YMYL content seriously because it is vital to providing users with accurate and helpful information on matters that can affect their well-being, their finances, and their safety.

YMYL content has the power to influence decisions and shape the world around us. It is essential, then, that content creators adhere to Google’s guidelines to ensure that their content is both accurate and beneficial to readers.

Wrapping Up 

When it comes to YMYL pages, you are what you E-A-T.

As we can see, these pages will be under increased scrutiny moving forward. If you own a site that offers this kind of content, make sure you follow the rules above to ensure top SEO rankings.